5 Books About Money Every 20-Something Should Read

Check out this list of 5 books about personal finance that make sense and every person in their 20s or 30s should read.

Five personal finance books you should read in your twenties.

If you're looking for a place to just get started with getting your finances in formation, it's time to pick up a book. Not one of those old fashioned, really hard to understand, jargon-filled books of torture. No, the books I am displaying in this post are ones that I have personally read (sometimes twice) and regularly revert back to when I need to get smart with my money.

These reads will help you gain awareness around the decisions your making, debunk terrible myths that we've grown to believe, and show you build wealth early.


Winning The Money Game:

I may be a bit biased here, considering the authors of this book are great mentors of mine, but it's also a fantastic one to pick up to get the basics and a little kick-in-the-pants motivations to start caring about your finances so you can "win the game." The authors like to say that the average person reads .75 books per year after they graduate from college, that's why they wrote .25 of a book. It's a quick read with excellent lessons that won't overwhelm you or make you want to run your head through a brick wall.


Rich Bitch:

Nicole Lapin knew exactly what she was doing here. Writing a book for women to show them that not knowing a damn thing about money (and just smiling and nodding) is completely normal and it's okay to admit that you have no idea what's going on. This book takes you through a 12-step process to get your money in order, from putting together a budget, to paying off debt, to investing in the hundreds of acronyms they like to call "retirement plans" this book is my go-to when I want some sassy female advice.

(...and Nicole, I'm super jealous you wrote this before I did.)


I Will Teach You To Be Rich:

If you're a bro, or you love a little bro-to-bro talk (like me) this book is a perfect step-by-step intro to your complete financial life. Much like Rich Bitch, it walks through all those important things, but instead speaks a more male-driven message. Personally, I think it has a ton of personality and drives home some points that Rich Bitch doesn't, and vice-versa. A perfect compliment to read both of these books to make sure you fully grasp your financial situation.


Rich Dad Poor Dad:

We're jumping into the big leagues with these last two books. After being introduced to your personal finances in the beginning three books, these next two have more of a mindset, long-term, entrepreneurial approach. You don't have to have the desire to become an entrepreneur, but understanding how wealth is truly built requires you to understand some of the concepts that go into being a business owner and getting out of what Robert Kiyosaki calls, "The Rat Race." This book is a must-read for almost every successful person I know, and I highly recommend it.

Bonus:  If you love Rich Dad Poor Dad and want to understand further how true wealth is built, check out Robert Kiyosaki's Cash Flow Quadrant.


Secrets of The Millionaire Mind:

My favorite part of T. Harv Eker's Secrets of The Millionaire Mind is that it has so many excerpts of the author telling you how it is and giving you the solution to get over it. It's one of those "stop making excuses for your life and just make it happen" kind of reads, but so much of the book I found myself nodding and saying "Yasss Qween" as if T. Harv Eker and I go to drag shows together and admire a good strut.  This book is more about the story you're telling yourself, how to shift that message and stop making excuses for why you're not where you want to be.


Read them. Love them. Pass them on.

Your turn, what are some personal finance books (or other great books) you have read that have changed your outlook on money and life? Share in the comments section, below!